Directory of acceptable paperwork for New to Residence credit score rating users

Directory of acceptable paperwork for New to Residence credit score rating users

  • Address Proofs:
  • Voter ID Credit
  • Creating License
  • Passport

*Conditions incorporate. Room Credit India reserves the liberties to call upon further papers at the discernment.

What is the therapy to utilize?

Present house Credit Consumer Existing homes credit score rating subscribers can see their unique pre-qualified loan offers on our very own cellular software thereby applying for the loan in the software itself. All of our revenue associates will also get touching qualified clients as and when the loan gives are available for them.

A new comer to Home credit score rating Customer Not used to Residence credit score rating clients may now avail consumer loan as much as 2 lakhs on our very own mobile application. You can begin your loan program in three measures:

  • Grab house Credit Asia cellular application from Google Gamble Store
  • Select “Register and implement” switch
  • Keep with the after that measures

Its compulsory for New to Residence credit score rating clients to possess net banking facility on productive banking account to apply for your own Loan.

You could speak to us on our cellular App between 9:00 have always been and 7:00PM to get more information.

Is it possible to find the amount borrowed and tenure of my financing?

Certainly, the loan amount and period can be picked by customer foundation the qualification conditions explained by room credit score rating Asia

Manage I have to spend any extra costs for unsecured loan?

an operating cost (up to 5percent of the loan amount) are levied on loan as defined by prices matrix accompanied by Home credit score rating India

Is it possible to become a top-up loan back at my current consumer loan?

Yes, Home Credit Asia provides top-up about present unsecured loan using the payment record and applicable credit procedures.

How can I find the updates of my own loan application?

When your mortgage is eligible, you can check the reputation on Home Credit Cellular phone software. Amount borrowed usually gets paid to your bank-account within 5 working days from day’s signing the agreement.

You can even call us at 0124 – 662- 8888 or speak to united states on our cellular App between 9:00 AM and 7:00 PM. On the other hand you can easily write to you at along with your query and we will revert within a couple of days.

What are the value-added providers provided by Personal Loan?

Room Credit consumer loan includes an incredible Value Added services known as “Safe Pay”, that provides cost getaway, early property foreclosure and insurance advantages. The fee for this provider will be contained in your own month-to-month instalments.

Fees Holiday

This center permits to delay the month-to-month instalment by 30 days. Clients are eligible for repayment getaway after paying very first 2 EMIs on or prior to the deadline. The cost holiday solution may be used twice each year throughout loan phrase at minimum 6 EMIs requires become paid within two providers. The borrowed funds label boost by 1month anytime this service is utilized.

Free Early Payment

You’ll foreclose the mortgage anytime while in the financing label with no further expenses. Things to consider before availing this service

There really should not be any outstanding quantity on the financing

Consult try elevated about 5 days ahead of the due date if perhaps EMIs are compensated through Direct Debit setting. Clientele spending EMIs through-other cost settings can boost the demand whenever you want before deadline


This permits you to receive lifetime cover of up to 1.25 instances the borrowed funds amount, to fulfil financing responsibilities in the event of passing. During declare, mortgage exceptional principal will be established first and the remaining levels will be presented to nominee.

Could it possibly be required to grab value-added Service together with the loan?

Users should go for value added solution independently discretion throughout application for the loan procedure.